Get an Auto Loan Quote

Idaho Bad Credit Car Loans (ID)

Auto Loans Idaho
Get Started!

Need to buy a car or truck in Idaho with poor credit? Listed here are Idaho credit ratings as a whole:

  • Average ID FICO Score: 688
  • Credit Rating Deemed “Poor”: under 620

Fortunately for everyone who is searching for an auto loan in Idaho with bad credit, we can help you find a lender who doesn’t instantly decline consumers with fico scores of less than 620. Please click here to submit your application online.

Many finance companies require individuals suffering from a bad credit score to have a regular income of $1500 each month, at minimum, as well as not more than $750 a month in debt payments, which includes your new bad credit auto loan.

Auto Loan in Idaho
Apply Online!

It is essential to budget the right way for your Idaho auto loan. After all, you don’t want to reduce your fico score even more. So please do not dedicate over 15% of your income monthly toward paying back your loan. For the average Idaho resident, this means $419. Furthermore, it’s good to have a significant down payment if you can. New automobiles lose value immediately. A down payment compensates for this. In addition, we recommend that you get an inexpensive used car or truck with decent fuel economy.