At Auto Loan Idaho, our Eagle lenders and dealerships offer auto loan programs for individuals, households, first time buyers, military personnel, and retired people.
The benefits of our solution are significant:
- 91% Acceptance Rate
- Prompt Status Updates
- Secure Online Application
Buying a Car with Bad Credit in Eagle (ID)
Of Eagle’s 15,111 residents, 4,533 are believed to have less-than-perfect credit. Our auto lenders and dealerships are looking at your income versus your credit history. Have you got steady work? Then we’ll usually be able to find you an auto loan with bad credit in Eagle, ID, no matter your credit score.
Eagle buy here pay here dealerships are generally not the answer. We can help you get considerably better terms.
If you need to finance a car with a bad credit score, you need to not only have enough income, the money you owe for other debts has to be sufficiently low.
In general, a maximum of 10% of your monthly income should be invested in your auto finance paymens. Eagle, ID consumers earn around $64,622 annually. Here is a quick review of a typical consumer’s Eagle auto loan budget:
Are you planning on offering up a down payment? It’s a good idea, especially if a new car auto loan is what you’re after. New cars and trucks are worth less and less each and every day you drive them. A down payment will decrease your loan amount, as well as the amount you pay in interest. Having said that, Auto Loan Idaho has partners that provide auto loans with zero down payment in Eagle, ID. For applicants who do supply a payment in advance, 10 to 20% is the norm. If the vehicle costs $22,617, that is a down payment of $2,262 to $4,523.
Cars with No Credit Check in Eagle (ID)
Having bad credit does not mean you need a car loan without any credit check.
We’ll track down the cheap car you want while avoiding shortcomings that come with buy here pay here finance.
Say you want to increase your fico score, it’s best to opt for an auto loan with Auto Loan Idaho. No credit check auto loans are not going to strengthen your credit score.
Eagle Auto Lenders and Dealerships
- Idaho Car Dealer? Contact us!