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Car Loans – Idaho Falls (ID)

We simplify the process of financing a car for people who live in Idaho Falls, ID. The key is our leading-edge application placement solution. Simply submit your application, and we’ll automatically locate an auto loan that fits your income, credit score, and other factors.

Car Loans With Bad Credit: Idaho Falls (ID)

Having a good credit score is handy. However, it is unusual to find a car shopper whose credit score is wholly free of issues.

Here is the good news: having below-average credit is just a hassle when you try and get your Idaho Falls new or used car loan approved through a bank.

And remember that a bad credit auto loan is one of the most effective methods to repair your credit.

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How Much Can You Spend?

Contrary to popular belief, many dealers and loan providers are concerned about shoppers spending an excessive amount on any Idaho Falls auto loan, as it worsens your likelihood of missing payments. Car loans make any car or truck seem more affordable, since they split up the price over a time of 24-84 months. This could cause you to spend too much. Around 10% of a person’s monthly income should be dedicated to their finance package.

Idaho Falls consumers get paid around $25,732 each year. Here is a quick assessment of the typical Idaho Falls consumer’s auto financing budget:

  • Salary Annually: $25,732
  • Earnings Monthly: $2,144
  • Recommended Payment: $214
  • Car Price: $9,005

No money down cars seem amazing, but putting money down will reduce negative equity. Down payments are normally 10 to 20%. For a car or truck that costs $9,005, this is $900 to $1,801.

Car Loan Idaho Falls ID

Believe us when we say that bad credit report does not mean you have to have a no credit check car loan. The dealerships we work with conduct credit checks. However, they do take bad credit in Idaho Falls. This is one more thing you should know: our Idaho Falls auto lending companies and auto dealers send your payments to the credit reporting agencies, unlike Idaho Falls in house financing dealerships.

Idaho Falls Auto Lenders and Dealerships

  • B & M Morgan’s Westgate Auto Sales, 1502 W Broadway St, 83402
  • Hall’s Automotive, 3262 N Holmes Ave, 83401
  • Foothill Auto, 2727 North Foothill Road, 83401
  • Broadway Ford Used Cars, 1051 Northgate Mile, 83401
  • Sayer’s Dick Used Cars, 725 Yellowstone Avenue, 83402
  • Sunrise Auto Sales, 4328 East Sunnyside Road, 83406
  • Auto Summit, 4409 North Haroldsen Drive, 83401
  • 4 Seasons Auto Sales, 140 Science Center Drive, 83402
  • Fiesta Motors, 401 Northgate Mile, 83401
  • Rocky Mountain Auto Sales, 965 East Lincoln Road, 83401
  • Liquidators Unlimited, 792 East Greenway Street, 83404
  • Right Price Auto Sales, 1480 North Woodruff Avenue, 83401
  • Smiley’s Automotive, 135 East Anderson Street, 83402
  • Crazy Corner Auto Sales Inc, 1991 North Holmes Avenue, 83401
  • G and S Auto Body, 490 West 19th Street, 83402
  • Baldwin Boys Auto Sales, 1710 North Woodruff Avenue, 83401
  • Case’s Used Cars, 2085 North Woodruff Avenue, 83401
  • Smith Group, Holmes At Yellowston, 83401
  • Sexton’s Car Collection, 585 East Anderson Street, 83401
  • Outfitters Truck & RV Center, 1580 East Lincoln Road, 83401
  • Taylor’s United Auto Sales, 1755 North Holmes Avenue, 83401
  • Kelly’s Screaming Deal Auto Sales, 3400 1st Street, 83401
  • Solis Automotive Village Inc, Corner Of Holmes & East, 83401
  • Carlson Corvette & Classics, 6965 North 5th West, 83401
  • Northgate Auto Inc, 850 Pancheri Drive, 83401
  • Crazy Corner Auto Sales Inc, 295 Gladstone Street, 83401
  • Team Automotive, 1495 North Woodruff Avenue, 83401
  • Thrifty Car Sales, 1235 North Woodruff Avenue, 83401
  • Cross’s Cars, 4035 North Yellowstone Highway, 83401
  • Colonial Truck & Auto Plex, 1430 North Holmes Avenue, 83401
  • Auto Express, 720 West Broadway Street, 83402
  • Auto Express, 188 Lomax Street, 83401
  • Hills Select Auto, 1700 North Holmes Avenue, 83401
  • C & C Auto, 475 East Anderson Street, 83401
  • D & P Auto Sales, 350 S Yellowstone Hwy, 83404
  • Taylor United Auto Sales, 1755 N Holmes Ave, 83218
  • Ron Sayer Dodge Sales-Svc-Prts, 490 Northgate Mile, 83218
  • Sunnyside Automotive, 3790 E Sunnyside Rd, 83218
  • Smith Hyundai, 1495 N Woodruff Ave, 83218